Business Calculators





Small Business Loan Calculator

Use our Small Business Loan Calculator to calculate terms for fixed-rate loans. Enter loan details, then click "Calculate" to see results. Loan amount, interest rate, and term are required fields.
Calculator Monthly Payment Results
Loan amount ($):


Interest rate (%):


Term (years):


Additional monthly payment ($):

Monthly payment ($):


Total interest ($):


Average monthly Interest ($):


Number of years:



Loan amount ($):

Enter the total dollar amount of the loan you are considering.


Interest rate (%):

This is the Annual Percentage Rate (APR) that you have been quoted. Interest rates can vary, from low-interest loans of less than 3% above the prime lending rate to high-risk loans, which carry a higher interest. Rates are based on costs of funds from the lender as well as borrower risk factors, and are often negotiable.


Term (years):

Asset-based loan terms are typically based on need or the useful life of the asset being financed; most equipment are from 5 to 7 years; real estate,10 to 20 years. Unsecured loans with higher interest have terms of three year or less, and working capital loans have terms under 12 months.


Additional monthly payment ($):




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