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Business Health Insurance
Avoid Penalties and Get Tax Credit, 7 Reasons to Choose Business Health Insurance Now
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By: Arlette Measures
Drawbacks to Consider for Business Health Insurance

Simpler and Effective Data Management– Medical offices produce a significant amount of information, all of which needs to be carefully and properly managed to ensure accurate records. Practice management software stores detailed patient data in one place and allows for quick and easy retrieval. Medical records can be created with minimal time and effort on the part of your staff. And patient medical information and notes can be linked with their scheduled appointments along with their billing and payment records.

Efficient Billing and Claims Procedures– Medical management software effectively streamlines the billing, payment and insurance claim filing processes. Accuracy in this area is vital in order to track revenue and eliminate billing inaccuracies. The system will create an electronic billing statement and can pinpoint errors that could otherwise delay payment. A good medical management system can reduce the time gap between billing to and payment from an insurance company by 50 percent or more.

Greater Scheduling Efficiency – Appointment scheduling hassles can be the bane of your office staff’s existence. Medical practice management software will effectively streamline the scheduling process and keep the patient schedule flowing smoothly. When your staff can retrieve a medical record before the patient has time to open a magazine, you can handle more appointments each day, and your practice can produce more revenue.

Better Quality Patient Care– This is what it’s all about, after all. With managerial and administrative tasks handled with minimal time and effort, medical staff can focus all that time and attention where it should be; on the patient. And when your system is linked to other medical facilities like medical labs and hospitals, vital information exchanges between multiple health care providers can literally take place within seconds, so important details involving patient care can be easily communicated and coordinated.

Drawbacks to Consider
Most states, but not all, limit how much premiums can vary due to employee health status and other factors. Even within these limits, premiums can be significantly higher if someone in a small employer plan has a serious health condition. Under the Affordable Care Act, this will change, however. Starting in 2014, insurers won’t be allowed to charge more based on the health status of your group or the gender of your employees. There will also be limits on how much premiums can vary based on age. Providing health insurance means an ongoing expense for businesses. But with careful planning, especially when creating the summary plan description, which we will cover in the next section of this guide, even smaller businesses are usually able to find a plan that fits their budget.

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