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Business Health Insurance
Avoid Penalties and Get Tax Credit, 7 Reasons to Choose Business Health Insurance Now
Also Receive No Obligation Quotes from 5 Vendors
Also Receive No Obligation Quotes from up to 5 Vendors


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By: Arlette Measures
Additional Important Facts for Business Health Insurance


Key Benefits of Employee Health Insurance

1. Attract the Best Personnel – Health insurance tops the job benefits wishlist for most career seekers. Providing a good health insurance plan for employees makes your company very attractive to prospective employees, and can increase your pool of qualified candidates.

2. Reduce Absenteeism – Employees with access to quality, affordable health care, especially when their plan includes wellness and preventive care, will be less likely to develop serious health problems requiring extensive time off.

3. Improve Workplace Morale – Mental and physical wellness are closely connected. Employees with good insurance coverage have less anxiety over health concerns and the cost of medical care. Many health insurance plans have provisions for mental health treatment as well.

4. Decrease Turnover – Employees are often strongly motivated to stay with a company that provides good health insurance benefits.

5. Build Your Company Reputation – Providing health insurance is considered a best practice among reputable companies. Offering health benefits to your employees can help build your company image as a respected and professional organization.

6. Reduce Your Own Health Insurance Costs – You will likely be eligible to obtain your own health insurance coverage at the group rates offered by your insurance provider, thus saving a substantial amount of money over a private insurance policy.

7. Claim Tax Credits – Another very important benefit of providing health insurance is that you can reduce your taxes. If you have up to 25 employees, pay average annual wages below $50,000, and provide health insurance, you may qualify for a small business tax credit of up to 35% (up to 25% for non-profits) to offset the cost of your insurance. Starting in 2014, the small business tax credit goes up to 50% (up to 35% for non-profits) for qualifying businesses. This makes the cost of providing insurance even lower.

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