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SBA’s 7(a) Loan Program - Capital for Your Business
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By: Arlette Measures
A Quick Guide to SBA 7(a) Loan Services

The 7(a) program is also flexible when it comes to the source of your down payment. For collateral you may use a monetary gift from a family member or funds from a home equity line of credit. If you plan to apply for a 7(a) loan, be prepared to prove that you can repay the loan without using revenue from the business you’re starting or purchasing. Acceptable sources for repayment include income from your job, your spouse’s job, or another business you own.

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